Hero is one of the most reliable and trusted bike brands in India and is one of the most respected companies across the world. It also happens to be the 2nd largest manufacturer of bikes in the world and these bikes are adaptable to nearly every kind of terrain in the world. However, despite their great reliability and versatility, they are vulnerable to wear, tear and accidents. As a hero bike owner, you will need to get two-wheeler insurance for your Hero bike as soon as possible, so as to protect yourself against any kind of unforeseen circumstances resulting in major financial liability. Fortunately, today you can get a hero bike insurance policy online at very little cost and in no time at all. Below, we will see how you can avail of an insurance policy for your hero bike through a few easy steps.
Getting Hero Bike Insurance Online
One of the major advantages for policy-buyers today is that they can buy and avail of an insurance policy for their bikes online, through a few easy steps and little effort. Nevertheless, you should always try to get a comprehensive policy as opposed to third party insurance. Unlike third-party insurance schemes, a comprehensive policy protects and provides you coverage against a variety of mishaps. Nevertheless, the following are some of the factors that will play a role in determining your insurance premium:
- Age of your Hero bike.
- Pre-existing Coverage.
- The cubic capacity (cc) of your bike.
- The value of your bike after depreciation.
- Discounts availed on bike.
- The make or model of the bike.
- Pre-existing policies.
Once you are done with confirming details such as listed above, you simply need to log on to the website of your chosen insurer and continue along the following steps:
- Premium Assessment: You will likely have a variety of banks and plans to choose from while buying an insurance policy for your bike. You can compare these premium prices, compare them to the add-on coverages and choose the plan with the premium that suits you best.
- Bike Details: Once you log on to the website of the insurer, you will need to access the section for buying a new insurance policy. Here you will need to enter mandatory information such as the basic details of your bike including its make, model number, the engine cubic capacity and other relevant information as may be required to submit.
- Paying the Premium: After choosing the appropriate plan for your bike with a premium plan that is affordable for you, you will need to pay the premium and the applicable GST for it through net-banking services, credit card or debit card.
- Receiving the Policy: Once you are done choosing a comprehensive insurance plan for your bike and have paid the premium, you simply have to wait for an approval and confirmation of your policy on your email address.
Follow these easy steps and avail of a hero bike insurance plan online in a few easy steps.